This research study commissioned by the Ontario Coalition for Post-Secondary Education demonstrates that during a time of increasing reliance on educational attainment, the province is investing less in post-secondary education and charging higher tuition fees to students than any time in the last 30 years. The purpose of the study is to broaden debate within the higher-education sector by challenging the assumptions about public funding for higher education, outlining the access implications of increased tuition, and presenting alternative models to the status quo. The paper also investigates income-contingent loan repayment schemes and finds them lacking.